About Martyn G. D. Belben
Martyn G. D. Belben began his insurance career as a broker in the Underwriting Room at Lloyd's of London. He became a professional, independent, property and casualty loss adjuster and marine surveyor in 1961. He founded his own firm in 1968, and handled large and mega value property, casualty and marine claims for international insurers, covering 72 countries, world wide, from his London office.
In 1987 Martyn retired to Florida, but soon re-established his own firm of Independent Adjusters and Third Party administrators. In 2004, Martyn changed his professional license to allow him to handle claims exclusively representing the policyholder. This action was taken in response to the world wide insurance industry's adoption of the McKinsey method of handling claims, which has become known as "DENY, DELAY AND DEFEND." Today, therefore, Martyn represents policyholders only, and accepts assignments throughout Florida which fall under the general umbrella of property, casualty and marine claims.
Martyn is now accepting also, assignments representing policyholders as an Expert Witness, and/or claims dispute Appraiser or Umpire, nationwide, on Property, Casualty (Builder's Risk and Construction "All Risks"), and Marine Claims, thereby assisting plaintiffs' counsel to achieve fair and reasonable claim settlements, as promised by every insurance policy that has ever been issued.
Martyn authored a Florida Homeowner's Insurance Guide, which was published in September, 2018 and is available from Amazon, in paperback. This book pulls no punches. A spade is called a spade, and a crook a crook. The book clearly describes the insurance industry as it is today, and the provides information to policyholders to help them understand today's system the obscene gross profits reported to various authorities, and to understand the games that present day insurers employ to DENY, DELAY AND DEFEND a legitimate claim, and thereby increase their own profits at the expense of their policyholders. The Guide may help the policyholder to achieve fair, legal, reasonable and proper adjustments and settlements of their claims, and and thus, to restore their damaged properties to their pre-loss condition.
Florida homeowner policyholders are victimized almost annually because of the ever increasing demands for higher and higher annual premiums.
However, policyholders have no obligation to "bail out" dishonest insurance companies' managements who, knowingly and voluntarily use the illegal and dishonest claims handling practices called DENY DELAY AND DEFEND resulting in claimed skyrocketing claims administration costs. In truth and in fact, they are laughing all the way to their banks, with pilferred policyholders' claim payments they should have paid to their customers.
INCREASED COSTS ARE THE DIRECT RESULTS OF ILLEGAL AND DISHONEST CLAIMS HANDLING PRACTICES OF DENY, DELAY AND DEFEND, WITH THE FULL SUPPORT OF THE FLORIDA DEPARTMENT OF INSURANCE, AND CORRUPT ELECTED POLITICIANS (SUPPORTED BY EQUALLY CORRUPT LOBBYISTS) WHO SHOULD BE REPLACED, ASAP!
Florida voters may speak with their pencils at the next election!!